diff --git a/db/db_regional_agent_user_belong.go b/db/db_regional_agent_user_belong.go
index 0e8b45f..45ba04e 100644
--- a/db/db_regional_agent_user_belong.go
+++ b/db/db_regional_agent_user_belong.go
@@ -255,6 +255,15 @@ func VirtualCoinFindByParams(Db *xorm.Engine, params map[string]interface{}) (*[
 
 	}
 }
+func VirtualCoinFindByAll(Db *xorm.Engine) (*[]model.VirtualCoin, error) {
+	var m []model.VirtualCoin
+	//查询全部数据
+	err := Db.Find(&m)
+	if err != nil {
+		return nil, err
+	}
+	return &m, nil
+}
 func RegionalAgentCalcSystemRelateInsert(Db *xorm.Engine, regionalAgentCalcSystemRelate *model.RegionalAgentCalcSystemRelate) (int64, error) {
 	_, err := Db.InsertOne(regionalAgentCalcSystemRelate)
 	if err != nil {
diff --git a/rule/regional_agent.go b/rule/regional_agent.go
index 315b81f..df4bde4 100644
--- a/rule/regional_agent.go
+++ b/rule/regional_agent.go
@@ -77,13 +77,15 @@ func HandleCommissionDistributionSystem(engine *xorm.Engine, args *md.RegionalAg
 	}
 
 	//查询 virtual_coin 获取虚拟货币的 “兑换比例”
-	virtualCoin, err := db.VirtualCoinFindByParams(engine, map[string]interface{}{})
+	virtualCoin, err := db.VirtualCoinFindByAll(engine)
 	if err != nil {
 		return nil, false
 	}
 	var virtualCoinMap = map[int]string{}
-	for _, v := range *virtualCoin {
-		virtualCoinMap[v.Id] = v.ExchangeRatio
+	if virtualCoin != nil {
+		for _, v := range *virtualCoin {
+			virtualCoinMap[v.Id] = v.ExchangeRatio
+		}
 	}
 	//查询代理网点的代理（网点、区、市、省）信息
 	var parents, tempParents []map[string]interface{}
diff --git a/rule/regional_sub_agent.go b/rule/regional_sub_agent.go
index 8319f35..3cce2d6 100644
--- a/rule/regional_sub_agent.go
+++ b/rule/regional_sub_agent.go
@@ -77,13 +77,15 @@ func HandleSubCommissionDistributionSystem(engine *xorm.Engine, args *md.Regiona
 	}
 
 	//查询 virtual_coin 获取虚拟货币的 “兑换比例”
-	virtualCoin, err := db.VirtualCoinFindByParams(engine, map[string]interface{}{})
+	virtualCoin, err := db.VirtualCoinFindByAll(engine)
 	if err != nil {
 		return nil, false
 	}
 	var virtualCoinMap = map[int]string{}
-	for _, v := range *virtualCoin {
-		virtualCoinMap[v.Id] = v.ExchangeRatio
+	if virtualCoin != nil {
+		for _, v := range *virtualCoin {
+			virtualCoinMap[v.Id] = v.ExchangeRatio
+		}
 	}
 	//查询代理网点的代理（网点、区、市、省）信息
 	var parents, tempParents []map[string]interface{}