diff --git a/go.mod b/go.mod
index e64001a..17610f7 100644
--- a/go.mod
+++ b/go.mod
@@ -3,12 +3,14 @@ module code.fnuoos.com/go_rely_warehouse/zyos_go_pay.git
 go 1.15
 
 require (
+	github.com/forgoer/openssl v1.2.1
 	github.com/gin-gonic/gin v1.8.0
 	github.com/go-redis/redis v6.15.9+incompatible
 	github.com/go-sql-driver/mysql v1.6.0
 	github.com/gomodule/redigo v1.8.8
 	github.com/iGoogle-ink/gopay v1.5.36
 	github.com/pkg/errors v0.9.1
+	github.com/syyongx/php2go v0.9.7
 	go.uber.org/zap v1.16.0
 	golang.org/x/crypto v0.0.0-20210711020723-a769d52b0f97
 	gopkg.in/natefinch/lumberjack.v2 v2.0.0
diff --git a/pay/pay_by_join_bank_card.go b/pay/pay_by_join_bank_card.go
new file mode 100644
index 0000000..bdaeacb
--- /dev/null
+++ b/pay/pay_by_join_bank_card.go
@@ -0,0 +1,202 @@
+package pay
+
+import (
+	zhios_pay_utils "code.fnuoos.com/go_rely_warehouse/zyos_go_pay.git/utils"
+	"crypto"
+	"crypto/md5"
+	"crypto/rand"
+	"crypto/rsa"
+	"crypto/x509"
+	"encoding/base64"
+	"encoding/json"
+	"encoding/pem"
+	"errors"
+	"fmt"
+	"github.com/forgoer/openssl"
+	"github.com/syyongx/php2go"
+	"golang.org/x/crypto/ssh"
+	mathRand "math/rand"
+	"sort"
+	"time"
+)
+
+/***
+method fastPay.agreement.signSms
+
+data  请求交易的数据,具体参数见下表
+
+mch_no 商户在支付平台系统的唯一身份标识。（注：商户编号和商户密钥在汇聚商户后台获取）
+pub_key  公钥
+
+pri_key 私钥
+*/
+
+func GetSms(pubKey, platformKey, priKey, mch_no string, args map[string]string) (string, error) {
+	param := map[string]string{
+		"mch_no": mch_no,
+	}
+	param["sec_key"] = randomString(16)
+	args["payer_name"] = AesEncryptECB([]byte(args["payer_name"]), []byte(param["sec_key"]))
+	args["id_no"] = AesEncryptECB([]byte(args["id_no"]), []byte(param["sec_key"]))
+	args["bank_card_no"] = AesEncryptECB([]byte(args["bank_card_no"]), []byte(param["sec_key"]))
+	args["mobile_no"] = AesEncryptECB([]byte(args["mobile_no"]), []byte(param["sec_key"]))
+	data, _ := json.Marshal(args)
+	param["data"] = string(data)
+	send, err := Send("fastPay.agreement.signSms", platformKey, priKey, param)
+	return send, err
+}
+
+func SignContract(pubKey, platformKey, priKey, mch_no string, args map[string]string) (string, error) {
+	param := map[string]string{
+		"mch_no": mch_no,
+	}
+	param["sec_key"] = randomString(16)
+	data, _ := json.Marshal(args)
+	param["data"] = string(data)
+	send, err := Send("fastPay.agreement.smsSign", platformKey, priKey, param)
+	return send, err
+
+}
+
+func UnSignContract(pubKey, platformKey, priKey, mch_no string, args map[string]string) (string, error) {
+	param := map[string]string{
+		"mch_no": mch_no,
+	}
+	param["sec_key"] = randomString(16)
+	args["sign_no"] = AesEncryptECB([]byte(args["sign_no"]), []byte(param["sec_key"]))
+	data, _ := json.Marshal(args)
+	param["data"] = string(data)
+	send, err := Send("fastPay.agreement.unSign", platformKey, priKey, param)
+	return send, err
+}
+func GetPaySms(pubKey, platformKey, priKey, mchNo string, args map[string]string) (string, error) {
+	param := map[string]string{
+		"mch_no": mchNo,
+	}
+	param["sec_key"] = randomString(16)
+	args["sign_no"] = AesEncryptECB([]byte(args["sign_no"]), []byte(param["sec_key"]))
+	data, _ := json.Marshal(args)
+	param["data"] = string(data)
+	send, err := Send("fastPay.agreement.paySms", platformKey, priKey, param)
+	return send, err
+}
+func PayDoing(pubKey, platformKey, priKey, mchNo string, args map[string]string) (string, error) {
+	param := map[string]string{
+		"mch_no": mchNo,
+	}
+	param["sec_key"] = randomString(16)
+	data, _ := json.Marshal(args)
+	param["data"] = string(data)
+	send, err := Send("fastPay.agreement.smsPay", platformKey, priKey, param)
+	return send, err
+}
+
+func Send(method, platformKey, priKey string, param map[string]string) (string, error) {
+	//priKey = strings.ReplaceAll(priKey, "+", "\n")
+	//priKey = "-----BEGIN PRIVATE KEY-----\n" + priKey + "\n-----END PRIVATE KEY-----"
+	router := "https://api.joinpay.com/fastpay"
+	param["method"] = method
+	param["version"] = "1.0"
+	param["rand_str"] = randomString(32)
+	param["sign_type"] = "2"
+	sign, err := GetSign(priKey, param)
+	if err != nil {
+		return "", err
+	}
+	param["sign"] = sign
+	if param["sec_key"] != "" { //rsa加密
+		encrypts, err := RsaEncrypts([]byte(param["sec_key"]), []byte(platformKey))
+		if err != nil {
+			return "", err
+		}
+		param["sec_key"] = string(encrypts)
+	}
+	post, err := zhios_pay_utils.CurlPost(router, param, nil)
+	fmt.Println(string(post))
+	fmt.Println(err)
+	return string(post), nil
+}
+
+func GetSign(privateKeyStr string, param map[string]string) (string, error) {
+	privateKey, err := ssh.ParseRawPrivateKey([]byte(privateKeyStr))
+	if err != nil {
+		return "", err
+	}
+	keys := make([]string, 0, len(param))
+	for k := range param {
+		keys = append(keys, k)
+	}
+	sort.Strings(keys)
+	data := ""
+	for _, v := range keys {
+		if v == "sign" || v == "sec_key" {
+			continue
+		}
+		if data != "" {
+			data += "&" + v + "=" + param[v]
+		} else {
+			data += v + "=" + param[v]
+		}
+	}
+
+	fmt.Println("md5 before2:>>>>", data)
+	hashMd5 := md5.Sum([]byte(data))
+	fmt.Println("md5 before2:>>>>", hashMd5)
+	hashed := hashMd5[:]
+	fmt.Println("hashed:>>>>", hashed)
+	fmt.Println("hashed_string:>>>>", string(hashed))
+	sign, err := rsa.SignPKCS1v15(rand.Reader, privateKey.(*rsa.PrivateKey), crypto.MD5, hashed)
+	if err != nil {
+		return "", err
+	}
+	return base64.StdEncoding.EncodeToString(sign), nil
+}
+
+// 公钥加密
+func RsaEncrypts(data, keyBytes []byte) (string, error) {
+	var ciphertext string
+	//解密pem格式的公钥
+	block, _ := pem.Decode(keyBytes)
+	if block == nil {
+		return ciphertext, errors.New("公钥错误")
+	}
+	// 解析公钥
+	pubInterface, err := x509.ParsePKIXPublicKey(block.Bytes)
+	if err != nil {
+		return ciphertext, err
+	}
+	// 类型断言
+	pub := pubInterface.(*rsa.PublicKey)
+	//加密
+	ciphertext1, err := rsa.EncryptPKCS1v15(rand.Reader, pub, data)
+	if err != nil {
+		return ciphertext, err
+	}
+	return base64.StdEncoding.EncodeToString(ciphertext1), nil
+}
+func randomString(ln int) string {
+	letters := []rune("1234567890abcdefghijklmnopqrstuvwxyzABCDEFGHIJKLMNOPQRSTUVWXYZ")
+	b := make([]rune, ln)
+	r := mathRand.New(mathRand.NewSource(time.Now().UnixNano()))
+	for i := range b {
+		b[i] = letters[r.Intn(len(letters))]
+	}
+	return string(b)
+}
+
+func AesEncryptECB(origData []byte, key []byte) string {
+	str, _ := openssl.AesECBEncrypt(origData, key, openssl.PKCS7_PADDING)
+	value := php2go.Base64Encode(string(str))
+
+	return value
+}
+func generateKey(key []byte) (genKey []byte) {
+	genKey = make([]byte, 16)
+	copy(genKey, key)
+	for i := 16; i < len(key); {
+		for j := 0; j < 16 && i < len(key); j, i = j+1, i+1 {
+			genKey[j] ^= key[i]
+		}
+	}
+	return genKey
+}
diff --git a/pay/pay_test.go b/pay/pay_test.go
index 36bec64..916c42d 100644
--- a/pay/pay_test.go
+++ b/pay/pay_test.go
@@ -7,20 +7,8 @@ import (
 	"time"
 )
 
-func TestPay(t *testing.T) {
-	err := Init("119.23.182.117:3306", "zyos_website", "root", "Fnuo123com@")
-	if err != nil {
-		t.Errorf("Reverse == %s", err)
-	}
-	channel, err := JudgePayChannel("35618318", "mall")
-	if err != nil {
-		t.Errorf("Reverse == %s", err)
-	}
-	fmt.Println(channel.AppId)
-	t.Log(channel.MasterNickname)
-}
 func TestIcbc(t1 *testing.T) {
-	t:=time.Now()
+	t := time.Now()
 	stime := time.Date(t.Year(), t.Month(), t.Day(), t.Hour(), 0, 0, 0, t.Location()).Format("2006-1-02 15:04:05")
 	fmt.Println(stime)
 }
@@ -34,7 +22,7 @@ func TestIcbcShow(t *testing.T) {
 		"cardNo":     "5305068200048153",
 		"cardType":   "C",
 	}
-	integral, err := icbc.ShowIntegral("10000000000000203505", "-----BEGIN PRIVATE KEY-----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\n+nDJPGN/gp9/WqApT1L4SLlDxg==\n-----END PRIVATE KEY-----", param)
+	integral, err := icbc.ShowIntegral("011904180095001", "-----BEGIN PRIVATE KEY-----\nMIIEvgIBADANBgkqhkiG9w0BAQEFAASCBKgwggSkAgEAAoIBAQDFaVbTHQF1WNlz\n0ZFgioxApDFBtwlVsoJ8Ov6WdfKLO5aikZjZJNcR2dhtgFSCvpLx/L6p/v+Jv6kl\nnJ6ZGdH1e8Yy7zcrOZd20KNawfsVYfbMFZ0yqygAfif96Uw0k2qwpXLZ6KSlV/PT\nA900571+yv2o4mu7fyHTimojwcrfVIKu+6kgidlHd7usciEvvcplV7xafZmzpG+h\n+qlF8iQ9hxou85dvF9HBox8ZkFay0xMy/QqXRYxzIaZgfAF0io/tuthol+6WUZ/M\nLzzkAwn9E4/YM1GE3qzXXE5TZmyEOV/pE+VKzfhj5sMrO1EnzLAsWGWXNd4ISKsV\noeGmtnFpAgMBAAECggEBAL7fOQnqc6yIecgYCt4zV6RwnQeS+D2Z2bxQNjQ4Wojw\n1pbc+9KIYkJqRW6qtAuuQ9ohrCAl4+HGJL+vDVGuu2kFgf9heBAdISvKUwe/owtr\nqvpss494GbdQQ06nsfzrxC6D6eZzoC4WOjP++nTa1Eex8UzHj668H3Kv1Cw6hfMj\nymxsjvV6X6a0Dp2IXiqzDlWRYPzrj3TLxz1AOLyNJP1VaVHaizTL45AT5+9dtkNc\n0kF4KTCfYLMZK9BjlgtgL4dTVun/MVuVeYb2xYUUdJ/lZ501xnwc/OG1zRPmmnIe\nPC8d6kr1VqvODL2xsPZFjha+oIhkVQPvOyjqfNLtBRkCgYEA49TsSdj8wC8iGXs7\nhXTCylH28Fomx1DITujYabhYtfmDD0IIBUU3drOtl8VHDby7wX7pDgCT8JEvbPLQ\n3FlxEgw6YWfhkOo/64MMK6hE9f0VQh2vnWL3S/5zpll5r2ZHkib4SkjWSC2q9qNA\n30lsdCAIJk3xuv6plv+9Q/0M6WsCgYEA3dGWk/o2MU589j4UspWjPSBAMyI/thzX\nYGn73jvk+RAPOxwXkAA0A9azqwvE8YfoQSNe8128OpSvcnmreXc4HphLCeR/Fbls\nDxI/f8C3Qn/LmGK8P795kQaZRDzHw1gBRpshGjEuQy7m7psR14o8gM7cof73d71W\nMzvGEPeioXsCgYEAmQpzOtv2VEaU+lbsUaZwHqXWYfe86tBZ7Z+9l66McJjNr9ck\nOh4XtrXVmwiaxSCNYtoURSKgPc3Y9K9bG1k9eeka4kl8nPKtw08BQuZChJbfy8zT\nJb7P7Y1cNFcQRYFH/GYPDR9GSa/bktdxAUx5/Ltznf9nrLvaQaNCiMQYA0cCgYA0\nomoHnQTE+GngiGSi56z/cSqqt4LEtN1KbHuuhSnVC8GBdi4FJncxPf4OJVHLOkOb\nSUhbmS9z+xoSoNpWjTqMz/hmVYjuX7xLazoUF2ek6Ownsa4XtlijWByAO6fvK2/K\nED9vlqHyoSt9DODT82Jd8jgaXITeLdhJefKKzigSBwKBgH7miTS77XP1n5nMMlbp\nNVPWF40CB7bt4VBslrJA/u0dmEfEKAhRBh6Cg1+l88Q4o/eWR/RjzqTR1Q3XaS3d\nQcwMzAiA+4aqtywStD8v6iRsA/p9A5QYjPsKze3B6urNgzGz8hMqsRLL3NyeYS+3\nCtK4zuKHZKPLivbxALqfJKkH\n-----END PRIVATE KEY-----", param)
 	fmt.Println(integral)
 	fmt.Println(err)
 }